A U. S. savings bond is, essentially, a loan to the government; you purchase it at a certain price (usually half of its value at maturity), then the government pays it back, with interest. It’s guaranteed by the government, and for this reason, it’s often considered a particularly safe investment. Investors looking at the piles of debt the government has accumulated may question that, but the fact remains, these investments are considered some of the safest out there; take that for what it’s worth. A savings bond will never lose value, the way stocks might, although it doesn’t grow at quite the same phenomenal rate as stocks do. And there’s a limit to how much you can earn with them.
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If you have chosen chapter seven or thirteen to erase your debts, you may still be eligible for personal loans after bankruptcy.
Nevertheless, a situation of personal bankruptcy will have an impact on the type of loan that you may be offered. In particular, filing under chapter seven, where you erase your debts without necessarily paying them off in full, may make your application for a personal loan more difficult. Compare this with filing under chapter thirteen where you continue to service your debts albeit over a modified period of time.
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Currently, I am a mba student, and I am really interested in finance. So I wanna find an interesting topic in corporate finance to write a paper, through which I can mine more knowledge in this field. Thanks for your help. explain how the use of derivatives can be uesed to determine maximum profit and [...]
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Ray Martin provides answers on how the Wall Street crisis will affect your personal finances. Duration : 0:2:46 addthis_url = ‘http%3A%2F%2Fwww.urban-strategies.net%2Ffinance%2Fpersonal-finance-questions’; addthis_title = ‘Personal+Finance+Questions’; addthis_pub = ”;
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This time Max Keiser and co-host, Stacy Herbert, look at the scandals of bailout buffets for Too Big to Fail banks; selling complexity to very profitable unsophisticated investors; the IMF is ‘there to help Greece’ . . . in a Dr. Kervorkian kind of way. In the second half of the show, Max interviews economist [...]
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